Fast Approval, Low Interest & Easy EMIs | Fixrupee
Instant Approval Guaranteed

Apply Instant Travel Loan Online & Book Your Dream Trip Today

Get instant approval with funds disbursed within 24 hours guaranteed.

Apply Now EMI Calculator
FixRupee Travel Loan Features
What is a Travel Loan?
Covers All Travel Expenses
Flights, hotels, visa, insurance & more
Instant Disbursal
Funds in your account within 24 hours
For Everyone
Salaried, self-employed, students & families
No Collateral Needed
100% unsecured, no asset pledge required
Understanding Travel Loans

What is a Travel Loan?

A travel loan is a kind of personal loan built to take the financial pressure off your travel plans by letting you pay in parts rather than all at once.

Whether you're heading somewhere close to home or flying across the world, it covers everything you need — air tickets, hotel stays, tour packages, visa charges, and any other trip-related spending — all through simple, budget-friendly repayment terms.

It's a practical solution for salaried employees, freelancers, self-employed professionals, students, and families alike — whether you're planning ahead or dealing with an unexpected travel need. No more putting off trips because your savings aren't quite there yet. Apply for a travel loan online through Fixrupee and get the funds you need quickly, so your journey can begin without the wait.

Apply for Travel Loan
Features & Benefits

Features and Benefits of FixRupee Travel Loan

Our travel loan is built around your needs — flexible, fast, and free from the usual paperwork hassles.

High Loan Amount – Up to ₹5 Lakhs

Whether you're planning a budget getaway or a luxury international holiday, get travel funding up to ₹5 Lakhs with no restrictions on end use of funds.

Instant Approval & 24-Hour Disbursal

Get your travel loan approved within minutes of applying. Once verified, funds are credited to your bank account within 24 hours so you never miss a booking window.

100% Digital – No Branch Visits

Apply for your instant travel loan entirely online via the FixRupee app or website. No queues, no physical paperwork, no visits to any office.

No Collateral Required

FixRupee travel loans are completely unsecured personal loans. You don't need to pledge any asset, property, or guarantor to get approved.

Flexible Repayment Tenure

Repay your travel loan at your own pace with tenure options from 3 months to 60 months. Choose an EMI that fits comfortably within your monthly budget.

Zero Prepayment Penalty

Come into money early? Repay your travel loan ahead of schedule without paying a single rupee in prepayment or foreclosure charges.

Competitive Travel Loan Interest Rate

Our travel loan interest rates start from just 11.99% p.a. on a reducing balance basis, ensuring you only pay interest on the outstanding principal amount.

Use Anywhere – Domestic & International

Fund flights, hotels, visa fees, travel insurance, sightseeing, and more whether you're exploring India or travelling abroad. No end-use restrictions.

Complete Transparency – No Hidden Charges

All fees and charges are disclosed upfront before you sign. No nasty surprises on your EMI statement or in your loan agreement.

Why FixRupee

Your Dream Trip Shouldn't Wait for Your Savings to Catch Up

When travel costs start to feel overwhelming, a travel loan can be the smartest move you make. Here's what makes a Fixrupee Travel Loan stand out:

Rates That Won't Weigh You Down
Competitive interest rates whether you're planning a long-awaited trip or need to travel on short notice
Fast Approval, Faster Journeys
Quick processing means your funds reach you without unnecessary delays or back-and-forth
Repayment That Fits Your Life
Choose from a range of EMI options that work around your monthly budget, not against it
Breathe Easy for Up to 30 Days
Enjoy an interest-free repayment window so you can settle in before payments begin
Personal Loan vs Credit Card
FeatureFixRupee LoanCredit Card
Interest Rate11.99% p.a.24–42% p.a.
EMI StructureFixed EMIsRevolving Credit
Loan AmountUp to ₹5 LakhCard Limit Only
Approval TimeMinutesDays–Weeks
PrepaymentZero ChargesHigh Charges
TransparencyNo Hidden FeesMultiple Fees
Loan Use Cases

What Can You Use a FixRupee Travel Loan For?

From quick weekend getaways to multi-country international tours, our personal loan for travel covers every type of journey.

Domestic Travel Loans
Family holiday, domestic tours, beach getaways, hill station trips
International Travel Loans
Europe, South-East Asia, USA, Middle East – explore the world
Holiday & Vacation Loans
The Family Holiday You've Always Talked About? It's Time to Make It Real
Emergency Travel Loans
Urgent Trip? Funds Ready Before You Pack Your Bag
Honeymoon Travel Loans
Fund the perfect honeymoon with luxury stays and exotic destinations
Eligibility & Documents

Travel Loan Eligibility Criteria

Check if you qualify for a FixRupee travel loan in under 2 minutes. Our eligibility criteria are simple and straightforward.

Age: Between 21 and 58 years at the time of loan application
Employment: Salaried or self-employed Indian resident
Minimum Income: ₹15,000 per month net salary (₹25,000 for self-employed)
Credit Score: CIBIL score of 650 or above preferred
Work Experience: Minimum 6 months with current employer (1 year total work experience)
Nationality: Indian resident with a valid bank account
Location: Available across all major cities and towns in India

Documents Required for Travel Loan

Identity Proof (any one)
Aadhaar Card PAN Card Passport Voter ID
Address Proof (any one)
Aadhaar Card Utility Bill Rental Agreement Passport
Income Proof
Last 3 Months Salary Slips Bank Statement (6 months) ITR (for self-employed)
Other
Selfie / Photo Active Bank Account Details

All documents can be submitted digitally through the FixRupee app. Physical submission is not required.

Quick Process

How to Apply for Travel Loan Online

Get your instant travel loan in 4 simple steps — done in under 10 minutes from your phone.

1
Check Eligibility
Enter your mobile number, income details, and loan amount on the FixRupee app or website to instantly check your eligibility.
2
Complete e-KYC
Verify your identity digitally using Aadhaar OTP and PAN. No physical document submission required — fully paperless.
3
Get Instant Approval
Our AI-powered system evaluates your profile and gives you an instant loan offer with the approved amount, rate, and tenure.
4
Receive Funds in 24 Hours
Sign the digital loan agreement and set up an e-mandate. Your travel loan amount is credited directly to your bank account.
START YOUR APPLICATION NOW
EMI Calculator

Calculate Your Travel Loan EMI

Plan your monthly budget before you apply. Adjust sliders to see your estimated EMI instantly.

Loan EMI Calculator
Loan Amount ₹200K
Interest Rate (% p.a.) 14%
Loan Tenure (Months) 24 Months
Monthly EMI
₹0
Total Interest
₹0
Total Payable
₹0
Principal Amount
₹0
Factors That Affect Your Travel Loan Interest Rate
CIBIL ScoreA higher credit score (750+) qualifies you for the lowest travel loan interest rates at FixRupee.
Monthly IncomeHigher and more stable income generally leads to better interest rate offers.
Employer ProfileWorking at a reputed company or government organisation can positively impact your rate.
Existing EMIsA lower fixed obligation to income ratio (FOIR) improves your eligibility and rate.
Loan TenureShorter tenure loans may attract slightly lower interest rates.
Loan AmountBorrowing within a reasonable range relative to your income helps you get better rates.

Tips to Get the Best Rate: Maintain a CIBIL score above 750, apply only for the amount you need, compare lenders, and choose a shorter tenure if possible to reduce total interest outgo.

FAQs

Wondering How It All Works? Your Top Travel Loan Questions, Answered

Can't find what you're looking for? Our support team is always here to help.

Apply Now – It's Free
Still have questions?

Call our loan experts or chat with us. We're available 9 AM – 7 PM, Mon–Sat.

What is a travel loan and how does it work?
+
A travel loan is an unsecured personal loan that you can use to finance your travel and holiday expenses. At FixRupee, you apply online, get instant approval, and receive the loan amount directly in your bank account. You then repay the loan in fixed monthly EMIs over a chosen tenure of 3 to 60 months. There is no restriction on how you use the funds — flights, hotels, visa fees, or daily travel expenses.
What is the interest rate on FixRupee travel loan?
+
FixRupee travel loan interest rates start from 11.99% per annum and go up to 28% p.a. depending on your credit profile. The rate is applied on a reducing balance basis, meaning you only pay interest on the outstanding principal, not the original loan amount. Borrowers with a CIBIL score of 750 or above typically qualify for the lowest travel loan interest rates.
How much travel loan can I get from FixRupee?
+
You can borrow anywhere between ₹10,000 and ₹5,00,000 as a travel loan from FixRupee. The exact amount you qualify for depends on your monthly income, existing EMI obligations, credit score, and employment type. Our eligibility check tool on the FixRupee app gives you an instant loan offer without impacting your credit score.
Can I get an instant travel loan without a salary slip?
+
Self-employed individuals may not always have salary slips but can provide bank statements (last 6 months) and ITR (Income Tax Returns) as income proof for the travel loan. Salaried applicants generally need the last 3 months' salary slips. FixRupee's minimal documentation policy means the overall document requirement is kept to a practical minimum.
Is travel loan available for international travel?
+
Yes, FixRupee travel loans have no end-use restrictions. You can use the loan amount for both domestic and international travel including airfare, hotel bookings, visa fees, travel insurance, foreign currency exchange, and daily expenses during your trip abroad. The loan is disbursed in Indian Rupees to your Indian bank account.
What is the minimum CIBIL score required for a travel loan?
+
FixRupee generally requires a minimum CIBIL score of 650 for travel loan approval. However, borrowers with a score of 700 or above are more likely to receive favourable interest rates and higher loan amounts. If your score is below 650, you may want to work on improving it before applying — paying existing EMIs on time and reducing credit card utilisation are good first steps.
Are there any prepayment or foreclosure charges on the travel loan?
+
No. FixRupee charges zero prepayment or foreclosure fees on its travel loan. If you come into money and wish to repay your loan earlier than scheduled, you are free to do so without paying any penalty. This makes FixRupee's travel loan one of the most flexible in India.
How quickly will the travel loan be disbursed?
+
Once your loan application is approved and all documents are successfully verified, FixRupee disburses the travel loan amount directly to your registered bank account within 24 hours. In many cases, the disbursal happens within a few hours of signing the digital loan agreement and completing the e-mandate setup.